Category Archives: Home Maintenance

Homeowner New Year’s Resolutions You Can Actually Commit To

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According to a New York Times article, one in three people making a New Year’s Resolution ill break it by the end of January.  That’s pretty pathetic, though understandable, statistic.  After all, change is tough and we often, in a fit of optimism,, and champagne bubbles, bite off more than we can chew on New Year’s Eve with spontaneous commitments to do better without a game plan.  In the spirit of improvements that you can follow through on, offer the following ideas:

Purge Clutter: Chances are you’ve acquired clutter because over the years you’ve accumulated a lot of stuff that you refused to part with because it might come in use “someday”.  We applaud your resourcefulness!  However, it’s a great idea to donate, sell or discard anything in your home that hasn’t been used in the last couple of years that is not an heirloom item.  To make this less overwhelming, pick one day per month and select a single room to focus on.  By the time 2016 hits, your entire home is clutter free!

Save Energy: Cringe less when you open your utility bill by making simple lifestyle changes.  Pledge to turn off the lights when you leave a room.  Utilize the programming abilities of your thermostat and put your television on a sleep timer when you go to bed for the night.  An even better option is getting a home performance test to identify where heat is escaping your home. Even if it’s outside of your budget to do every recommended improvement, you’ll be on the right track by at least knowing what needs to be done and what you need to invest to make this happen.

Check Your Home’s Exterior: As the age old saying goes, “an ounce of prevention is worth a pound of cure.”  Once in the spring and once in the fall, take a look at your home’s exterior.  Are there any cracks in the siding that could pose a long-term problem?  Do you see any shingle granules coming off your roof?  Are any shingles curling?  If you don’t want to get on top of your roof, stand on the ground with a pair of binoculars and focus in on your roof.  What about your gutters?  Are they free of debris?  Set yourself a calendar reminder so that this task does not get overlooked.  If you identify areas of concern, connect with an industry professional who can analyze the severity of the situation.

Make a List: It’s hard to improve your home without a strategic approach.  Get organized with a spreadsheet of every room in your home (don’t forget the exterior too!) and ways you’d like to improve it.  Give yourself deadlines in order to stay accountable.  Know you want to make changes but not sure what they would look like?  Websites like Houzz & Pinterest allow you to collect your ideas and put them in a central place to look at closer when the time for the improvement arrives.

 

Lindus Construction / Midwest LeafGuard are a full service contractor specializing in LeafGuard Gutters, GAF Asphalt Roofing, SeasonGuard Windows/Siding/Insulation, Metal Roofing, Decking, New Construction & Home Remodeling. Call us at 1-800-873-1451 or check us out on the web at http://lindusconstruction.com.Tune into WCCO 830 every Saturday at 9am for our Home Improvement Show with Denny Long & Andy Lindus.  

Now Through the End of December, Receive a Free Home Performance Test with a Window or Insulation Estimate.

 

Prefab Homes vs Traditional Homes

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What’s the Difference?

Unlike a traditional home that is built on your plot of land, a prefab home is built in a factory and transported to the homeowner’s lot in sections.  Do not confuse a prefab home with a trailer.  A
prefab home is placed on a foundation, meaning it can have a basement and a trailer cannot.

Codes

Because prefab homes can be built in one state and sold by a dealer in another, they are regulated by national codes.  When you build a home, you are subject to local ordinances. What does this mean for you?  Local codes take into account things like the need for additional protection for things like tornados and heavy snows.

Speed

Most people think that a traditional home will take longer to build than a pre-fab home.  However, a prefab home is not necessarily finished at a quicker rate because of long factory lead times.  Completion of either type of home is dependent upon a number of factors with the biggest being your builder.  One advantage to a prefab home is that it is built indoors, making its timeline less affected by the weather than a traditional home.  If you’re deciding between a prefab builder and a traditional contractor, be sure to get a definitive answer on the timeline between the start date and move in date.

Design

Prefab homes are built in a factory and come in template designs with the ability for you to select options such as cabinets, flooring and countertops from the company’s catalog.  An advantage to
working with a builder is that your home can come with more customized options especially when it comes to layout and homes with multiple levels.

Placement

If you’re looking at placing your prefab home on a lot that is controlled by a homeowner’s association or developer, you need to check to see whether they have rules against it.  While a HOA may have rules about colors or styles of roofing, siding, gutters, etc. you will likely have fewer hoops to jump through with a conventional home as opposed to a prefab home.

Pricing

One of the largest reasons that a consumer chooses a prefab home over a traditional one is belief that a prefab home costs less money.  The prefab industry is continuously coming out with new innovations which benefit consumers who wish to inject their personal taste into their homes.  Prefab homes come with a different set of expenses that traditional homes don’t have such as delivery, overhead and crane fees.  Because each circumstance is different, we encourage you to get estimates from both traditional contractors and pre-fab companies to make sure you’re comparing apples to apples.  Ask questions if you don’t understand something in the estimate and be sure to ask whether the bid includes everything or if they project additional expenses.

Sustainability

Being cognizant of your carbon footprint, especially on a project this large, is the socially and environmentally responsible thing to do.  While a number of companies, both traditional and
prefab, claim to be environmentally friendly, it’s important to do some homework.  Is the company you’re working with using high quality insulation, windows, roofing and siding?  Spending a little extra upfront can often save you in the future with a longer shelf life and reduced energy costs.  Consider that area companies will use less fuel than those traveling from greater distances and the fuel used to transport something as significant as a home.  Do your homework and select an option that makes the most sense for your situation.

Insurability

It’s short-sighted not to consider the cost of insuring your new home when deciding whether to go with traditional or prefab.  As a general rule, prefab homes have higher insurance premiums.  The reasoning is that prefab homes are likelier to suffer damage from storms, fire and frozen pipes.  As mentioned above, prefab homes are subject to national building codes which are less stringent than local ones.

Call us now at 1-800-873-1451 or check us out on the web at www.lindusconstruction.com to schedule a free in-home estimate today. Tune into AM 830 WCCO on Saturdays from 9:00-10:00am hosted by Denny Long and Andy Lindus to ask questions regarding your home improvement projects.

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Generic Home Improvement Products to Avoid

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If you’ve ever taken the cheap route on garbage bags or diapers, the mess you ended up with probably led you to not repeat that purchase decision.  While generic brands can save your household significant money over the course of a year, there are plenty of times when shelling extra for a national brand pays off in the long run.  Here’s our list of generic home improvement products that will leave you disappointed.

Deck Stain: If you invite your friends over for a “deck staining party” they’re likely to find something else better to do…like clipping their mother-in-law’s toenails.  There’s definitely a reason that composite decking is gaining popularity with homeowners, even though it’s more expensive.  Keep the duration between deck staining to a maximum with a quality, reliable brand.  (We highly recommend Penofin® which is made of Brazilian Rosewood Oils.  It is 100% sustainable, petroleum free oil finish with no heavy metal compounds or odors.)

Paint: If you browse the paint aisle at your local hardware store, it’s easy to be overwhelmed with the options at a wide array of price points.  Want to know a secret?  The cheaper brands cost less because they are thinned down with water.  The result is a paint that takes more coats to cover and chips and fades sooner than better brands.  Unless you’ve got an infinite amount of spare time…don’t!

Carpet: Not all carpet is created equally!  Skimping on quality can leave you with carpet that has ripples, sheds when you vacuum it, stains easily and wears down in high traffic areas.  Because a major expense associated with carpeting is actually installing it, it’s best to go with a reputable brand, from a reliable manufacturer, so that you don’t end up swapping out your carpet sooner than you’d like to because it’s become an eye sore.

Gutters: Cheaply made gutters are susceptible to clogs which can cause water to spill over your gutter and pool on the ground below. This can result in damage to your shrubs; lead to surface erosion; and seep into your foundation causing cracks and basement flooding.  Water can also spill behind the gutter causing damage to the wood or your soffit and fascia.  If you have add-on toppers, helmets or hoods that are attached to your roof and hang over your gutters, they are usually held in place by screws and nails fastened into your roof. Putting holes in your roof can cause leaks and may void your roof warranties.  (Shameless plug-opt for LeafGuard Gutters, the only one-piece, seamless system to earn the Good Housekeeping Seal of Approval. They keep leaves and debris out of your gutters preventing water damage from clogs and you will never have to get on a ladder again. They come with a LIFETIME guarantee, unlike any other gutter system on the market.)

Lindus Construction / Midwest LeafGuard are a full service contractor specializing in LeafGuard Gutters, GAF Asphalt Roofing, SeasonGuard Windows/Siding/Insulation, Metal Roofing, Decking, New Construction & Home Remodeling. Call us at 1-800-873-1451 or check us out on the web at www.lindusconstruction.com. Tune into WCCO 830 every Saturday at 9am for our Home Improvement Show with Denny Long & Andy Lindus.

Hidden Dangers at Home

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Since 1985, there’s been a group awarding a prize known as the “Darwin Awards.”  The term award is deceiving because the point of an award is to recognize an achievement.  The Darwin Awards are a little bit different because they are awarded to people that caused serious self-inflicted injury or death through stupidity.  A Californian named James Elliot took first prize in 2013.  When his .38 caliber revolver failed to fire at his intended victim during a hold-up in Long Beach, he peered down the barrel and tried the trigger again. This time it worked.  Common sense should have told Mr. Elliot that his tactic would have ended poorly.  Thankfully, most of us have this trait.  However, not every danger is as black and white as the above example.  There are some hazards in your home, for example, that you may not even be aware of.  Allow us to identify them for you.

Mercury: The most common places mercury can be found in the home are compact fluorescent light bulbs, circular thermostats and thermometers.  It’s important to note that mercury containing objects do not pose a threat until they are broken and the mercury escapes.  Inhalation of the vapors emitted by mercury can cause shortness of breath, memory loss, high blood pressure and kidney damage.  Cleanup is best left to professionals because mopping or sweeping mercury up can actually cause the spill to spread.

Formaldehyde: Formaldehyde is used in countless products for the purpose of acting as a bonding agent.  It can also be created as other chemicals break down.  The more formaldehyde that is emitted into the air, the more of a health risk it poses.  Side effects of exposure can include: nausea, headaches, coughing & wheezing, rashes and chest tightness.  Minimize your exposure by choosing real wood furniture and cabinets over builder grade materials, skipping wallpaper and maintaining your chimney so that smoke is directed outdoors. 

Flame Retardants: Flame retardants are often found in carpeting, electronics and furniture.  The purpose of these chemicals is to slow the burn process of these items during a house fire.  The downside to these chemicals is that they have been linked to fertility issues and cancer.  In order to minimize your exposure select furniture that is naturally less flammable such as leather, wool and cotton.

Furnace: As furnaces age, they risk developing cracks in the heat exchanger.  This leads to the possibility of carbon monoxide leaking into your home without being noticed.  Symptoms to be mindful of are incessant headaches, nausea, disorientation and burning of the eyes and nose.  Regularly maintain your furnace and keep a carbon monoxide detector close to it so that you are alerted immediately if this is occurring in your home.

Lindus Construction / Midwest LeafGuard are a full service contractor specializing in LeafGuard Gutters, GAF Asphalt Roofing, SeasonGuard Windows/Siding/Insulation, Metal Roofing, Decking, New Construction & Home Remodeling. Call us at 1-800-873-1451 or check us out on the web at www.lindusconstruction.com. Tune into WCCO 830 every Saturday at 9am for our Home Improvement Show with Denny Long & Andy Lindus.

 

Dry Rot Basics

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What is it? Dry rot is a phenomenon that can impact all varieties of wood.  When this fungus spreads throughout the interior of wood, it becomes weak and will start breaking apart.  When dry rot
occurs in a building, the structural integrity often becomes compromised.

What are signs of dry rot?  Dry rot is such a nuisance because the early stages are difficult to identify to the untrained eye.  Adding to the confusion is the fact that it can vary in appearance. Identifiers include darkened or shrunken wood.  Coloring is typically off-white or gray.  Wood affected by dry rot will shrink and crack.  It becomes soft to the touch and warp.

How does it spread?  Dry rot is fed by moisture inside the wood and in order for it to spread; it needs a source of moisture.  Because dry rot causes the affected wood to crumble and separate from the unaffected wood, the unaffected wood becomes exposed and soon becomes infected.

Why does it happen?  There are lots of occurrences that result in dry rot, though most have to do with proper management in the home.  Clogged or broken gutters and downspouts can increase the likelihood of dry rot, as can improper flashing on your roof and around your chimney.  Inadequate ventilation can also contribute to dry rot.  It’s a common misconception that dry rot only occurs in older buildings.  This couldn’t be further from the truth. For example, if siding isn’t installed correctly and water is able to permeate through the siding, it’s only a matter of time before thousands of dollars of damage is caused.  For this reason, it’s crucial to work with a reputable licensed and insured company who know what they’re doing and is willing to stand behind the work they perform.

How do you eradicate? Full eradication of dry rot is crucial because failure to do so can result in it reappearing.  The only way to kill dry rot is to kill its source of moisture.  Once this has been
accomplished, the affected areas must be dried completely.  From there, the fungus that caused the dry rot must be treated.  The final step is repairing the damage.  This process should be completed by a licensed professional who can effectively determine the full extent of the dry rot.  Failure to fully complete any of the steps listed above can result in the dry rot manifesting itself once again.

Lindus Construction is a full-service remodeling company specializing in LeafGuard Gutters, GAF Asphalt Roofing, SeasonGuard Windows/Siding/Insulation, Decking, Home Remodeling & New Construction. Call us at 1-800-873-1451 for a free no obligation estimate or check us out on our new website at www.lindusconstruction.com. Tune into 830 WCCO every Saturday from 9a-10a with Denny Long & Andy Lindus for our Home Improvement Show.

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Home Upkeep Myths

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Every Saturday morning, we do a live radio show on WCCO AM 830 where we answer home improvement questions from those in the Twin Cities.  There’s never a shortage of calls; oftentimes people end up following up with us after the show if they weren’t able to get on the air.  One thing we’ve learned from this is that homeowners really do want to be educated when it comes to home upkeep.  Here are some prevalent misconceptions that we’d like to clear up.

1. Go with the Lowest Bid: Rarely is the lowest bid your best option.  Lower quality materials have a much shorter shelf life and may lack the warranty that its competitor of superior quality has.  Contractors can also save big bucks by not carrying adequate insurance, which means if there’s an accident on the property during construction, you’re the one liable.

2. Any Upgrade Will Add Value to the Home: In order to add value, the enhancement has to be something that another home buyer will see as an asset.  Things like outdoor tennis or basketball courts can be appealing to the right buyer but may not cause your home to sell at a higher price tag because they aren’t an improvement everyone wants.  Items that add value include high quality, maintenance free features such as roofing, siding, windows and gutters.

3. Bath Fans are Optional: Oftentimes, bath fans are not required by building codes, especially if there’s already a window in the bathroom.  (Friendly reminder: building codes are to enforce the
bare minimum.)   The intent of a bath fan is to prevent moisture problems, such as mold.  While windows can be a beneficial tool for this as well, we can safely say that there are easily six months in the Midwest that a home’s windows are never open.

4. You Don’t Need a Permit for a DIY Remodel: The need for a permit depends on the municipality that you live in, not on who is performing the work. Failure to get a permit on work that needs to be performed can result in fines and even having to remove the improvement and start over.

5. You Need to Have a Complete Vision Prior to Hiring a Contractor: False!  While it’s good to be in touch with personal preferences and tastes, it’s the responsibility of the contractor to put together a realistic plan that encompasses your needs.  This can be done after meeting with you to learn more about the project.  Working with a contractor from the beginning is a big time and money saver; they have access to pricing the general public does not and also aren’t starting from ground zero because they’ve overseen many similar projects.

Lindus Construction / Midwest LeafGuard are a full service contractor specializing in LeafGuard Gutters, GAF Asphalt Roofing, SeasonGuard Windows/Siding/Insulation, Metal Roofing, Decking, New Construction & Home Remodeling. Call us at 1-800-873-1451 or check us out on the web at www.lindusconstruction.com. Tune into WCCO 830 every Saturday at 9am for our Home Improvement Show with Denny Long & Andy Lindus.

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Ramifications of Remodeling Without a Permit

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Contrary to what you may have heard, the “p” in the word permit does not stand for “pain”.  While it may seem like one more thing on a seemingly endless laundry list of tasks when it comes to a home construction project, it’s vital that a permit be secured when required by your local jurisdiction.  Failure to do so can have some ugly consequences which can vary greatly, depending on local ordinances.  Here are just a few:

Cease & Desist Order: If you’re caught red-handed in the middle of a project that requires a permit and you failed to secure one, you may be issued with a cease & desist order.  This means that all
work must be stopped until a permit is acquired and the work already completed is inspected.  If the project is found to not comply with building codes, you will be forced to spend extra money and time to bring it up to code.  Quite likely, you’ll be forced to undergo re-inspections and pay a stiff fine.

Forced Removal: In some cases, a homeowner who completes a project without the proper permits can be forced to remove it at their own expense, pay fines and be required to redo the work with a permit.  This can include projects as substantial as a deck or addition.

Rewinding Portions of the Project: Let’s say you have electrical work completed but close off the wall before an inspector is able to check out the work.  Some municipalities may force you to open the walls up, at your expense, so that the inspection may occur.

Obstacles Selling Your Home: Let’s say that you add onto your home without getting a permit.  When it comes time to sell your home, an appraiser may not have to add in the new square footage in their appraisal, which means the home very likely will appraise for less than others of the same size.  This means a lowered asking price and can cause trouble for those trying to secure financing to buy the property.

Insurance Issues: If a permit is not pulled, your insurance company may not legally have to pay for any damage that occurs.  (And yes, this could include a house fire that occurs as a result of your “creative” electrical wiring.)

The Bottom Line: Local municipalities vary in the type of project and pricing for permits.  Before commencing a home improvement project, do your homework and find out if a permit is needed
and how the inspection process works.   Because at the end of the day, regardless of who you hire to complete the work, the ultimate responsibility of ensuring the correct permits are pulled falls on the homeowner (though a reputable contractor should assist you in completing the process).  Claiming ignorance will not get you out of any of the above situations.

Lindus Construction / Midwest LeafGuard are a full service contractor specializing in LeafGuard Gutters, GAF Asphalt Roofing, SeasonGuard Windows/Siding/Insulation, Metal Roofing, Decking, New Construction & Home Remodeling. Call us at 1-800-873-1451 or check us out on the web at www.lindusconstruction.com. Tune into WCCO 830 every Saturday at 9am for our Home Improvement Show with Denny Long & Andy Lindus.

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FAQ’s About Building Inspectors

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What’s the Role of a Building Inspector? A building inspector’s role is to survey completed construction projects to ensure that they are in compliance with building ordinances.

Who Do They Work For? Most frequently, building inspectors are affiliated with regional governmental agencies & planning offices.

What’s Their Purpose? Building inspectors are there to verify that a minimum level of quality and safety are being followed at the construction site.

How Do They Know That Work is Being Performed? Once a construction permit is pulled, a building inspector will be informed.

How Much Does it Cost to Hire One?  The funds to pay them come through construction permits.

What Happens if My Project Passes Inspection and a Safety Issue Occurs Later? The building inspector, along with the government agency they represent, could be held responsible.  This is part of the reason building inspectors have a reputation of being meticulous.

How Often Will They Visit the Jobsite? The answer to this is all dependent on the scope of the work being performed.  If it’s a new construction project, they may come out at various checkpoints to make sure the work is being completed in alignment with building codes.  If it’s a one day job, such as new roof, they may only visit when the work is finished.

How Does an Inspector Know the Work Has Been Completed? The contractor who pulled the permit calls the issuing agency and lets them know that the project has been completed and that they may visit the jobsite.

How are Jobs Graded? Jobs are graded on a pass/fail basis.

Who Needs to Be Present for an Inspection? This varies by project, but if the inspector does not need access to the interior of a home (think siding or a roof) they can simply visit the sitewithout supervision after they have been notified the project is finished.

How Do I Know if My Project Passed Inspection? The inspector will sign off on the building permit.  They do not call the contractor to inform them that they passed.

 Lindus Construction / Midwest LeafGuard are a full service contractor specializing in LeafGuard Gutters, GAF Asphalt Roofing, SeasonGuard Windows/Siding/Insulation, Metal Roofing, Decking, New Construction & Home Remodeling. Call us at 1-800-873-1451 or check us out on the web at www.lindusconstruction.com. Tune into WCCO 830 every Saturday at 9am for our Home Improvement Show with Denny Long & Andy Lindus.

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Are Your Contractor’s References Legit?

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We’ve said it before and we’ll say it again, “Life’s too short to make all of the mistakes yourself, so learn from those others have made.”  One area this mentality especially holds true is when hiring a
contractor.  Any one of us can put on an angelic face for a short period of time. (Ever tried to talk your way out of a speeding ticket?)  But you can’t truly know the type of company you’re working with until you do a little bit of detective work.  The best way to know who you’re signing with is to request references from previous customers.  Mind you, no contractor will willingly provide you anything except glowing reviews.  However, there are a few things you can do to verify that the references they provide you are from legitimate, previous customers and not something they cooked up on to have you sign on the dotted line.

Speed Counts: Every contractor expects to be asked for a list of references.  It shouldn’t take days to produce…unless they’re writing it themselves.  In most cases, they will have them available upon request at your initial meeting.  Exercise extreme caution with anyone that does not.

Type of Reference: While it’s all fine and dandy that the contractor you’re interviewing has installed hundreds of windows since their company’s inception, if they can only provide window references and you’re looking for a gutter installation, it may be best to look elsewhere.  Construction is a very broad field and you’ll have the best results working with someone that regularly performs the type of work you are requesting.  You’ll also likely get better pricing since suppliers often offer volume discounts to contractors they frequently work with.

Age of Reference: It’s nice to hear from customers who just had jobs installed.  They can provide an accurate picture of how your job will go which definitely can offer peace of mind.  It can be tempting to ignore older references due to age.  DON’T!  Homeowners from jobs installed a few years back can shed light on how the installed products are holding up as issues may not be immediately evident.  They can also testify to the company’s responses to any issues that occurred after installation.  We recommend following up with a combination of new installations and older ones to ensure you’re getting the full story.

Type of Relationship: Be sure to confirm the reference actually had work performed by the contactor and isn’t just a friend or family member vouching for them.  Just because someone is a “good
guy” doesn’t mean that they’re the right person for the job.

Lindus Construction / Midwest LeafGuard are a full service contractor specializing in LeafGuard Gutters, GAF Asphalt Roofing, SeasonGuard Windows/Siding/Insulation, Metal Roofing, Decking, New Construction & Home Remodeling. Call us at 1-800-873-1451 or check us out on the web at www.lindusconstruction.com. Tune into WCCO 830 every Saturday at 9am for our Home Improvement Show with Denny Long & Andy Lindus. 

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Dos & Don’ts of Homeowners Hail Insurance Claims

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Thankfully, most of us don’t often have to deal with filing a homeowner’s insurance claim due to storm damage.  However, the consequence of this is that when the need arises, the learning curve can be steep.  Having been in business for nearly 35 years, we’ve helped countless homeowners with such claims and we’ve seen firsthand the consequences of failing to act appropriately after a hail storm.  Because life’s too short to make all of the mistakes yourself, allow us to share the dos and don’ts of homeowners hail insurance claims.

Do contact both your insurance company and a reputable contractor as soon as possible after the damage occurs.  This holds true especially if a large geographical area was affected as most
contractors and insurance companies operate on a first come, first serve basis.  In the Midwest, where winter affects the ability to safely install a roof, this can mean the difference between getting your roof installed in the fall or the following spring.

Do arrange a time for you, your spouse, a reputable contractor and the insurance adjuster to meet to discuss the claim.  In cases where large geographical areas are affected, some insurance companies bring in adjusters from out of state.  It’s a lot easier for a contractor to voice any concerns with the adjuster’s findings face to face than it is to do so via phone after they’ve returned to their home office in another part of the country.

Do keep a copy of your homeowner’s insurance policy and carefully consider the coverage you need before purchasing.  Should you need to file a claim, have the policy handy so that you understand what you are entitled to in terms of compensation.

Do know that the manufacturer’s warranty on items such as gutters, roofing and siding are typically voided if you experience hail damage and do not have the affected portions of your home repaired or replaced.

Do not sign with the first company that comes knocking at your door offering to assist you.  Once massive damage occurs, storm chasing contractors from all over the country set their GPS systems for the affected area and start going door to door trying to sign as much business as quickly as they can by promising potential customers the world.  Oftentimes, they disappear before work has been finalized or perform subpar work that may not be evident until a couple years down the road when you have no way of contacting them again…if they are even still in business.

Do not accept the insurance adjuster’s initial offer if it does not fully encompass the scope of work that a contractor informed you needs to be performed  or properly compensates for premium
improvements you have made to your home.  If the insurance adjuster’s amounts do not correlate with the improvements that need to be made, you have the right to hire an independent adjuster and submit their findings to your insurance company and ask for a new payout amount.  If these efforts do not produce results, you have the option to hire an attorney or contact your state’s insurance commissioner’s office to file a dispute with them.

Do not feel forced to use a contractor referred to you by the insurance company.  Oftentimes, their motivation is to complete the work as cheaply as possible, slightly the homeowner through subpar materials and shortcuts.  Hiring your own contractor means that their incentive is to satisfy you over your insurance company.

At Lindus Construction / Midwest LeafGuard all of our estimators go through extensive training and possess the knowledge to identify storm damage to your home. We are able to help you work with your insurance company to get you home restored as soon as possible. We are a full service construction companies ready to help you with your storm damage needs. Call us to set up a free no-obligation estimate at 1-800-873-1451 or check us out on the web at www.lindusconstruction.com. Tune into 830 WCCO radio every Saturday from 9am-10am for our Home Improvement Show with Denny Long & Andy Lindus.

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